BEST FORIndividuals & families
Everyday bankingSavings Account
Simple banking for regular deposits, withdrawals and day-to-day financial needs.
- Interest on eligible balances
- Passbook and supported alerts
- Nomination facility
Save with confidence
Deposit Products
Everyday accounts and planned savings options designed to support short-term needs and long-term goals.
- Everyday account options
- Goal-based term deposits
- Personal branch guidance
Choose your savings path
A deposit option for every rhythm of life
Compare the broad purpose of each product, then contact a branch for current rates, eligibility and documentation.
BEST FORTraders & businesses
Business bankingCurrent Account
Transaction-focused banking designed for shops, traders and other eligible businesses.
- Convenient transaction support
- Cheque and cash services
- Relationship-led assistance
BEST FORGoal-based savers
Planned returnsFixed Deposit (FD)
Place a lump sum for a chosen tenure and earn returns as per the applicable scheme.
- Multiple tenure choices
- Special rates where applicable
- Loan facility against FD as per policy
BEST FORRegular monthly savers
Monthly disciplineRecurring Deposit (RD)
Build a savings corpus through fixed monthly deposits over a selected tenure.
- Accessible monthly instalments
- Structured saving habit
- Flexible tenure choices
At-a-glance guide
Compare by purpose, access and contribution style.
This comparison explains broad differences only. Current features, rates and conditions must be confirmed with a branch.
| Product | Usually suited to | Contribution style | Access pattern | Start here |
|---|---|---|---|---|
| Savings Account | Individuals and families | Flexible deposits | Regular transactions | Everyday banking |
| Current Account | Eligible businesses and traders | Transaction-led | Frequent business use | Business banking |
| Fixed Deposit | Lump-sum savers | One-time placement | Chosen tenure | Estimate maturity |
| Recurring Deposit | Goal-based regular savers | Monthly contribution | Chosen tenure | Plan monthly saving |
Savings Account
Flexible deposits and regular personal transactions.
Current Account
Transaction-led account support for eligible enterprises.
Fixed Deposit
Place an amount for a selected tenure under applicable terms.
Recurring Deposit
Build a goal through regular contributions over time.
A simple selection guide
Start with how you want to save.
There is no single “best” deposit for everyone. The right choice depends on access needs, contribution pattern and time horizon.
Use deposit calculatorsNeed regular access?
Explore an everyday savings or current account based on your profile.
Have a lump sum?
A fixed deposit may help align a one-time amount with a chosen tenure.
Prefer monthly saving?
A recurring deposit can bring discipline to a regular contribution plan.
Before you visit
Keep basic documents ready
Exact requirements depend on account type, member status and applicable rules. A branch can provide the official checklist.
Identity proofAddress proofPhotographsPAN or other details, if applicable